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Helping You to Higher Ground


Estate   |   Retirement   |   Legal 

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Helping our clients protect what matters most is...

What We Do

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Inspiring them to live their best life is...


Who We Are

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And realizing a bigger vision of what is possible is...

What We Achieve

A measurably different firm, Totus Tuus Consulting (TTC) specializes in designing industry-leading retirement income plans, advanced estate planning, legal planning, tax strategies, and charitable planning.

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TTC brings professional counsel to clients, who are each supported by an expert team of client-advocate professionals.

We’re not only about solutions. We build relationships.
And we create value.

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Higher Ground for You

Higher Ground for you means giving deeply personal service, producing beneficial outcomes, and delivering lifelong support. We’re always reaching for the best that we can be. It’s natural for us to bring our clients on a journey to reach higher ground, too. 

It’s on higher ground where we apply our foundation of family, friendship, and professional responsibilities to assist clients through critical life stages.


What is important to us, might
also be
important to you.



You need an uncommon leader today and a relationship built on trust, not a transaction. One who qualifies to serve your best interests. One whose empathy and integrity build trust. TTC promises a caring spirit and critical thinking as we strive to help you reach your highest financial and legacy potential.


TTC takes pride in belonging to St. Augustine’s vibrant business community. Nationally, our founder, Frank Benischeck, is a member of Ed Slott’s Master Elite IRA Advisor Group, a national leadership award winner, an author of two bestsellers, a lecturer at Harvard, West Point, and an educator at leading business workshops. 


Frank founded a campus ministry outreach to college students and actively gives his time to the project. He mentors young adults with life skills to build faith, character, and leadership qualities. Frank educates and teaches through forums to the public on preserving wealth, reducing taxes, and bringing significance to the ordinary.

The Totus Tuus name is Latin for 
‘totally yours.’  To give all totally to God.

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Case #1

A client referred by her CPA needed ways to limit risk and feel more comfortable with her retirement plan.

Senior Couple

Case #2

A couple in their late 60s was referred by their CPA seeking long-term care needs and ways to protect their assets.

Senior Male Doctor

Case #3

A businessman wants to reduce his tax burden implementing new strategies that allow him to acquire tax freedom.

We help you with a comprehensive  service and advice.

Mature Businesswoman

Case #4

Referred by one of our good clients, a business owner wanted to determine if her wills and trust would accomplish their dispositive desires.

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Case #5

A new client referred by his CPA was unaware that his heirs would only receive a small portion of his retirement benefits.

Senior Male Doctor

Case #6

A physician who sold his practice for millions wanted to reduce his tax liabilities and protect his assets.

"Permit us to help you mitigate taxes, transfer wealth efficiently, and create your legacy so that you can live your best life."

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Professional Affiliations

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Schedule a complimentary visit with Frank

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1301 Plantation Island Drive S.

Suite 206A

St. Augustine, FL 32080


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