top of page
Screen Shot 2021-12-27 at 2.21.18 PM.png

Your TTC Team

As a team, we spend long hours huddled over a single case until all of a client's puzzle pieces are crafted together perfectly. To provide this unique value, we limit the number of clients we serve, as quality must triumph over quantity. A successful retirement income plan requires more than just products; it takes a team of experts committed to your life goals..


Frank Benischeck - President

As President and Founder of Totus Tuus Consulting, Frank Benischeck has been on CBS, FOX, and NBC morning shows. He also was featured in Forbes Magazine. Frank was the featured speaker at Harvard Business School Business Expert Forum. Frank was a featured speaker at West Point's Leaders Academy with Buzz Aldrin. Frank has 30 years of experience in innovative retirement and estate planning. 

Frank graduated from Flagler College with a Master’s degree from Loyola University.  Frank is a member of Ed Slott’s Master Elite IRA Advisor Group and is a Certified Senior Advisor. 

Frank’s greatest joy comes from helping others grow in their faith in Christ.  With much conviction, in 1992, Frank founded Catholic College Fellowship, a campus ministry outreach program that serves college students in his local community, St. Augustine, FL.


Jacki Garra - VP of Operations

Jacki Garra serves as the Vice President of Operations for Totus Tuus Consulting. Jacki has over 30 years of client service experience. Prior to joining TTC, she worked as a Vice President for a regional banking firm, helping her clients with all aspects of achieving their financial goals. Among other things, Jacki has worked with the local Emergency Services Coalition to provide financial literacy training and volunteering in the local school system teaching children about the importance of savings. Jacki and her husband Mark have three children and enjoy traveling and fishing.

IMG_8302 (1) - Cropped_edited_edited.jpg

Nancy Kramer Kaman, Client Services Coordinator

Nancy Kramer Kaman brings 20 years of client service skills to the TTC family, applying the highest standards of care. She works diligently to contribute to a client environment where relationships come first and trust underscores every interaction.

Nancy is a second-generation St. Augustine Realtor, having learned the profession from her Realtor parents. She passed the Florida real estate exam at age 19 and continues to deepen her interest in business. 

An education advocate, Nancy earned her bachelor’s degree in Business Administration at Flagler College in 1988; her teaching certification at the University of North Florida in 1994; her master’s degree in supervision and administration at the UNF; and her associate of arts degree in occupational therapy from Daytona State College in 2013. 

Nancy and her husband Brian have raised three healthy children.


Sherri Vernon, Operations Coordinator

Sherri Vernon is originally from the Pacific Northwest, where she obtained 30+ years of experience in office administration, customer service, and marketing within the healthcare and insurance industries. She worked with us last year temporarily, filling in as our Client Services Coordinator, and now she is back full-time in a role that utilizes her strengths and talents to complement our client experience. Sherri genuinely cares that the TTC team has the best knowledge, skills, and culture to serve our clients, ensuring their trust and support. She will be a tremendous asset in streamlining our systems and encouraging efficiencies as we evolve.


Sherri and her husband, Tim, moved to St. Augustine in 2021 from North Idaho. They have one daughter who lives in Las Vegas and a tuxedo cat named Lola. They look forward to exploring more of the Southeast, golfing, and enjoying beach life. 


John R. Crawford - Tax Attorney Marks Gray Law Firm

John R. Crawford is a Board Certified Tax Lawyer under The Florida Bar’s Certification Program and is a key business partner of Totus Tuus Consulting. John Counsels TTC Clients in estate and tax planning matters such as tax planning, trusts, wills, powers of attorney, health care directives, Medicaid and nursing home planning, irrevocable tax planning trusts, sheltering assets from claims, and taxation, and business succession planning. His practice at Marks Gray Law Firm in Jacksonville, Florida also includes substantial probate matters as well as formation and reorganization of business entities (including corporations, limited liability matters and family limited partnerships) and preparation of contracts and buy/sell agreements. Mr. Crawford is a past Chairman of the Catholic Foundation of the Diocese of St. Augustine. He is currently a member of the Board of Directors of the Tom Coughlin Jay Fund Foundation. He is a member of the National Academy of Elder Law Attorneys. Mr. Crawford has been named one of Florida’s Super Lawyers® in 2006, 2007, and 2011. Only 5% of the lawyers in Florida earn the Super Lawyers honor. Mr. Crawford is admitted to practice in the United States Tax Court, U.S. District Court, Middle District of Florida, and All Florida and Georgia state courts. John holds a B.A. and a J.D., both from the University of Florida..

Screen Shot 2022-12-01 at 8.30.52 PM.png

Jennifer S. Akin - Attorney J. Aikin Law

Jennifer S. Akin is a key business partner of Totus Tuus Consulting. She has several years of experience in law practice. Over the years, she has chosen to focus her practice entirely on helping clients with their Elder Law, Estate and Special Needs Planning. She is a member of the New York (2012) and Florida (2013) bars. A leader in spirit and action, Jennifer takes on the toughest cases of the firm’s senior and special needs clients and dispenses advice and action plans that protect their clients’ interests in line with the state and federal laws. She herself and her associates in the firm help clients with Medicaid Planning, Veterans Planning, Estate Planning, Special Needs Planning, Guardianship, and Probate cases. Jennifer believes helping elderly people is her calling. Prior to attending law school, Jennifer was a certified nursing aide at a nursing home in Ormond Beach, FL.  Through her time as a CNA she worked closely with her clients (patients) to make sure they were provided quality care while still maintaining their dignity and quality of life.  Jennifer truly loved this role and her time with these seniors.  It was during this time that Jennifer saw the devastating effects long term care could have on families’ finances, emotions, and wellbeing.  Therefore, planning for long term care has become such an important part of her practice.  Jennifer’s passion is to work with seniors and their loved ones by providing them the information to make important decisions about different types of long-term care.


Bill O'Leary, ESQ.  - Estate Planning Atty
Legacy Planning Law Group

Bill O’Leary is passionate about making the planning process easy, comfortable, and understandable. He has dedicated his legal career to helping families achieve the peace and calm that comes with planning well, finishing the race strong, and leaving a lasting legacy built on family harmony. Bill understands that good estate and elder planning is not a ‘one-size-fits-all’ proposition. No two families are alike. As a dedicated Jacksonville estate planning attorney, Bill ensures he customizes each plan to the client’s unique needs and his provides each client personal attention. Communication with his Jacksonville area clients is clear and in plain English. Once Bill learns a client’s specific goals and desires, he sets out options and makes recommendations that are simple and understandable. 

bottom of page